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Redditor Accused of Extortion After Requesting Money for the Collector’s Car Their Relative Crashed

by Charlie Brown
March 15, 2026
in Aita, Relationships
Reading Time: 7 mins read
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Four years ago, a cherished collector’s car, a symbol of passion and value, was recklessly taken for a joyride by a young relative named Billy. The crash shattered more than just metal; it fractured trust and left a void that money struggled to fill, as the car was irreplaceable, a rare gem worth seven figures in the collector’s market.

Caught between justice and mercy, the family chose to protect Billy’s future, avoiding a police record but agreeing on a heavy price to repay the loss. Now, as the time for repayment approaches, the weight of that decision looms large, testing the bonds of family, honor, and responsibility.

AITA for “extorting” my relatives by threatening to go to the police?

Around 4 years ago, a minor relative of mine (Billy...

After paying the court fine and reparations for property destruction,...

The car was not truly replaceable and on the collector's...

I had insurance, but to collect I would have had...

I agreed on the condition that Billy or his parents...

We agreed on a price in the 6-digit range but...

We drafted an agreement that both of Billy's parents, Billy...

At month 3, I sent a polite request for payments...

I messaged them saying if they did not start making...

They finally requested to talk. They tried to say that...

I'm not expecting significant monthly payments but I do expect...

They then tried to say how Billy had grad school...

I asked them when they could see themselves paying. They...

Things will be tight for them but it's unlikely they...

It is possible that it would affect Billy's grad school...

Since then they've been bad mouthing me to that side...

I've been getting a stream of texts from relatives who...

The situation involves complex elements of contract law, family dynamics, and moral obligation. According to legal principles, a signed agreement, especially one witnessed, constitutes a binding contract, irrespective of the initial emotional context or the moral dilemma that led to its creation. Furthermore, in many jurisdictions, the initial agreement to withhold a police report in exchange for future payment may be considered a form of ‘consideration’ in contract law, even if it borders on ‘compounding a crime’—though since the crime was already committed, the focus shifts to the contract enforcement.

From a psychological perspective, the family is employing classic avoidance and manipulative tactics. By delaying, feigning forgetfulness, and then attempting to shift the blame by framing the OP as an extortionist, they are avoiding accountability (internal locus of control) and leveraging relational pressure (guilt) to negate their legal obligation. The OP’s initial decision to forgo the police report was a significant concession made under duress to protect Billy. Now that the terms of that concession (repayment) are being violated, the OP has the full right to revert to the original intended consequence.

In terms of professional advice, the OP’s actions to enforce the debt are justified given the signed contract and the family’s subsequent refusal to negotiate reasonably. The family’s current strategy of badmouthing the OP is a further sign of poor faith. The OP should formally communicate, via registered mail if possible, a final deadline for payment negotiations, stating clearly that failure to meet this will result in the police report being filed as originally threatened. This shifts the narrative from ‘extortion’ to ‘contract enforcement’ initiated by the family’s breach.

What do you think of this story?





HERE’S HOW REDDIT BLEW UP AFTER HEARING THIS – PEOPLE COULDN’T BELIEVE IT.

solitarybydesign NTA File the police report, Billy and his parents...

YouthNAsia63 NTA You should have gone to the police when...

Your joyriding car thief c**ppy driver relative *wrecked your car*....

Unless you didn't have insurance- which would have been a...

Away_Refuse8493 >They then tried to say how Billy had grad...

Great, then his “record” and having a police report in his name won’t even make a difference. I do not have your patience. These folks are no longer protecting their child, they are protecting their adult.

I guess you can give them the options to (a)...

DJ_Too_Supreme NTA

>We drafted an agreement that both Billy’s parents, Billy himself, and their legal witness all signed and sealed. Anything they say is completely irrelevant because of this one detail. Y’all got an agreement IN WRITING and now they are trying to go back on it.

>They tried to say that so much time had gone...

Family is irrelevant to the go ol’ phrase of actions have consequences. Also, I wouldn’t let anything that has a 7 figure price tag go.

>They then tried to say how Billy had grad school...

I get all of that but that is completely irrelevant to the agreement signed and written on paper.

OP you should just make the report because they clearly...

OP, your level of patiences and understanding is salute worthy...

Entire-Ad2058 It is always astonishing when people insist that someone...

You have already made a huge loan to Billy and...

Any relatives trying to intervene meed to be offering to...

If they "don't have the money to help", then they...

KhajiitNeedSkooma NTA. You've been more than fair and patient. If...

Worldly_Instance_730 NTA! My hubs is a car guy, so are...

The original poster (OP) is facing a situation where a signed agreement for financial compensation regarding a destroyed collector’s car has been ignored by a relative’s family after the agreed-upon start date. The OP is attempting to enforce this contract, prioritizing the fulfillment of the promise made under duress to protect the minor’s future record.

Since the family is now refusing repayment and attempting to use familial obligation and the future educational prospects of their children as justification to default on a legal agreement, should the OP proceed with the agreed-upon consequence (filing the police report) to enforce the contract, or is the potential damage to family relationships and the relative’s future too high a price for enforcing monetary repayment?

Charlie Brown

Charlie is a creative mind who enjoys writing about art, music, and culture.

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