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AITA for not wanting to share my college fund with my little brother?

by Emily Davis
April 12, 2026
in Aita, Family
Reading Time: 6 mins read
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At seventeen, standing on the brink of adulthood, she faces the daunting reality of her dreams clashing with unexpected family changes. The spreadsheet that once mapped out her future now feels like a harsh reminder that her path to college might not be as clear or as affordable as she had hoped.

Her parents’ decision to split the college savings with her baby brother shakes the foundation of her carefully laid plans. The weight of financial uncertainty presses heavily on her shoulders, threatening to dim the bright future she envisioned, as she grapples with the fear of graduating burdened by debt.

AITA for not wanting to share my college fund with my little brother?

I am a seventeen-year-old rising senior in high school. I...

I have functions on the sheet that show how well...

My parents recently welcomed a baby brother. I was an...

Then she told me that I need to adjust it...

I was pretty shocked by this since they have sixteen...

I want to graduate with as little debt as possible...

My dad said it is their money so it is...

Funding another college fund would push back their retirement. He...

I still do not think it is fair to lose...

Financial psychologist Brad Klontz says that money conflicts in families are often about power and control. When parents change their financial promises, it can lead to a breach of trust between the child and the parents.

In this story, the parents are changing a long-term plan just as their daughter is about to start college. This is difficult because the daughter does not have enough time to save more money herself. The parents want to save for their baby and retire early, but they are doing this by taking away money they already promised to their daughter. This creates a power imbalance where the daughter’s future stability is traded for the parents’ retirement comfort.

The daughter’s frustration is reasonable because the timing of the decision is very late. It would be more helpful for the parents to keep the current college fund for the daughter and find another way to save for the baby over the next sixteen years. The daughter should explore scholarships and try to have a calm talk with her parents about a compromise or a family loan.

What do you think of this story?





REDDIT USERS WERE STUNNED – YOU WON’T BELIEVE SOME OF THESE REACTIONS.

throwaway00131326 I'd say NTA If they started your college fund...

If they don't want to keep putting money away for...

JimmyGlitters NTA

It’s a real asshole move on their part to suddenly take away the funding they had promised you all along. You made plans based on this promise.

Tell them you've found a solution and you plan to...

teresajs NTA

Your parents have the right to split any college fund that they own. But their plan to split the money 50/50 doesn’t make sense.

If they invest your brother's "share"of the fund, the money...

So, if they take half the fund now and invest...

If your parents are set on splitting the account, it...

Smart-Sometimes NTA. Your parents certainly have every right to do...

Had you known 2+ years ago when your parents got...

Your mind may have been on different schools, factoring in...

They have the right to do it, but it's still...

If they're in a position to have savings to retire...

What's the difference? They (or one of them)retire at 51...

Capable_Fig3903 NTA

​

**But you can not force them to keep their empty promisses.**

​

So take what you get, and know you can never trust them.

See them a lot less once you are trhough college...

VictorianPlatypus NTA. Yes, it's their money, and yes, they can...

My reading on this is that they are favoring your...

This isn't to say go NC with them (this sub...

Hidden_Dragonette I'm kinda laughing at them being judgmental about the...

NTA, your parents lead you to believe that you'd have...

The teenager feels anxious and let down because her long-term financial plan has been changed at the last minute. She is caught between her need for the financial support she was promised and her parents’ right to control their own assets and retirement goals.

Was the parents’ decision to suddenly split the funds a fair way to treat their daughter? Or is the daughter acting entitled to money that ultimately belongs to her parents to distribute as they choose?

Emily Davis

Emily writes heartfelt stories about family, parenting, and personal growth.

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