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​AITAH for cutting off my friend of 15 years because she’s trying to force me into $11,000 of debt while I’m unemployed and disabled?

by Jane Smith
June 27, 2026
in Aita
Reading Time: 4 mins read
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A 31-year-old woman stands at a painful crossroads, grappling with the weight of a 15-year friendship on the brink of collapse. Unemployed and burdened by a physical disability in a harsh rural landscape, she faces the crushing reality of financial strain and the fear of losing a friend who seems blind to her struggles.

Her friend “P” pushes her toward an expensive IT certification program, promising a lifeline that only deepens her debt and desperation. As red flags emerge and trust falters, she must decide whether to hold on or let go—knowing that the cost is more than money, but the very heart of their friendship.

​AITAH for cutting off my friend of 15 years because she’s trying to force me into $11,000 of debt while I’m unemployed and disabled?

I am currently on the verge of ending a 15-year...

I live in a rural area where work is hard...

My boyfriend of two years is currently the only one...

I did an interview with them, and the red flags...

I have bad credit and no income, so I have...

I did some research and found out that the same...

She asked why my boyfriend would not just pay for...

She is completely ignoring my financial reality and the fact...

I told her to do some research and she would...

I am seriously considering cutting her off because I feel...

According to financial expert and consumer advocate Clark Howard, predatory career schools often target vulnerable individuals with high-interest loans that offer very little return on investment, making self-study a far safer and cheaper alternative. In this case, the narrator’s friend is ignoring these harsh financial realities. The friend’s pushy behavior and her anger when the narrator declined the program show a deep lack of empathy and respect for boundaries. By offering to pay for the first two months just to prevent the narrator from backing out, the friend is using manipulation to secure a study partner, completely disregarding the long-term financial damage the narrator would face.

The narrator’s decision to walk away from the expensive program is highly appropriate, as is her choice to distance herself from a friend who does not respect her financial boundaries. Protecting one’s financial security and mental peace is essential. In the future, the narrator should state her financial decisions firmly without offering room for negotiation, and she should immediately establish distance if a friend refuses to accept those boundaries.

What do you think of this story?





THE COMMENTS SECTION WENT WILD – REDDIT HAD *A LOT* TO SAY ABOUT THIS ONE.

JohnRedcornMa*sage NTA

This is a scam, and there’s a very good chance that she isn’t even taking the program herself. She’s most likely a recruiter for the scam company who gets a commission for bringing in new suckers.

SamuelVimesTrained Just checked out a couple of reviews. Yeah, that...

Cybrary has free courses (exams are paid though)

So, no, her behavior is weird, and now how a real friend would act.

(The real friend would say "hey, lets learn IT -...

NTA

Next-Drummer-9280 Your friend isn't very smart. It's a scam. No...

teresajs NTA

It’s definitely a scam. In addition to that, a lot of computer jobs are being replaced by AI so there’s a good chance that a certificate course wouldn’t lead to paying work.

TissueOfLies Nobody pushes something like that without getting some benefit....

Old-Donkey-3 Ask her to borrow 11k for the course which...

alloutofchewingum She doesn't sound like a disinterested party. You sure...

The narrator finds herself in a highly vulnerable position, balancing unemployment and a physical disability while striving to maintain financial independence and protect her partner from her debts. The central conflict lies between her responsible decision to avoid a predatory educational loan and her long-term friend’s aggressive demands for companionship in a risky financial commitment.

Is it reasonable to end a fifteen-year friendship over a disagreement regarding financial boundaries and life choices? Or should the narrator try to overlook her friend’s pushy behavior, viewing it as a misguided, albeit destructive, attempt to maintain their bond?

Jane Smith

Jane loves exploring new cultures and writing about travel and lifestyle.

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