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AITA for not paying my dad back after he technically owes me tens of thousands?

by Michael Lee
October 28, 2025
in Aita
Reading Time: 5 mins read
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Beneath the fragile veneer of family ties lies a wound that never truly healed—a father’s betrayal that shattered trust and stole a daughter’s future. Years of silence and unspoken pain have built an invisible wall, leaving her caught between the longing for connection and the scars of deep emotional abandonment.

Now, tangled in a simple debt dispute, the weight of past betrayals looms heavier than the money owed. It’s not just about $300 or $800—it’s about reckoning with a history of broken promises, stolen dreams, and the painful question of what responsibility really means when love has been fractured.

AITA for not paying my dad back after he technically owes me tens of thousands?

For context, my dad (60M) cheated on my mom, had...

That's actually how my mom figured out he was cheating...

We sort of act like it's never happened, he's not...

The other day, he called me saying that his wife...

But honestly, I'm just sitting here like... it's $300, you're...

He says a year is too long and I need...

As renowned researcher Dr. Brené Brown explains, “Boundaries are the distance at which I can love you and me simultaneously.”

The core issue here is not the $300 debt, but the OP’s attempt to manage the lingering impact of severe relational trauma caused by her father’s infidelity and financial abuse. His failure to apologize or acknowledge the destruction of the college fund, coupled with his documented narcissistic tendencies, means any current interaction is viewed through a lens of justified distrust and imbalance. The father’s insistence on the immediate repayment of $300, while simultaneously misrepresenting the amount, serves as a form of low-stakes control and financial enforcement where genuine emotional accountability is absent. The OP’s instinct to resist is an attempt to finally establish a boundary against perpetual exploitation, even if it manifests through a minor transaction.

The OP’s action of withholding repayment, while emotionally understandable as a response to accumulated harm, risks escalating conflict without resolving the underlying issue. A more constructive approach would involve clear, assertive communication, stating that while she acknowledges the $300 loan, she is unwilling to settle that debt until the much larger, unaddressed financial and emotional harm from the past—specifically the college fund—is discussed. If the father rejects this, the OP should decide if the $300 is worth paying to keep the peace, or if refusing repayment is a necessary, albeit temporary, step in reclaiming personal power.

What do you think of this story?





THIS STORY SHOOK THE INTERNET – AND REDDITORS DIDN’T HOLD BACK.

Mrnole2u Tell your dad that he's taught you a great...

HotRocks74 Oh, don't repay him: NTA - as long as...

I don't see any problem withholding it. Legally,

Much-Leek-420 I don't know who's in the right (not legal...

But to be an adult means paying on your debts....

you probably won't have any peace until the debt is...

do a little creative malicious compliance. Pay it in little...

Or pay it in all pennies. But make a vow...

As far as the lost college fund, that's probably a...

_s1m0n_s3z I suppose it depends on how much you want...

but I'd be tempted to reply with 'your skanky wife...

Personal_Primary_418 How much money do you think your dad spent...

If you feel like playing parenting profit and loss, then...

That was never your money. If anything, your dad stole...

Be thankful they put clothes on your back and food...

Nothing has changed since he lent you the money, you...

After the fact you reneged on your word, not because...

You're just looking for a convenient excuse to justify your...

mimianders Ask him when should you expect his check to...

Do not let him off the hook. You owe him...

ocean_lei NTA because he has quite the nerve lecturing you...

Frankly though it seems silly to keep such a small...

I think I would pay him back along with a...

but that you would prefer that he NOT lecture you...

and She certainly should not be involved in any discussion...

You might even tell him that 14 years is really...

savings plan.

The original poster is experiencing significant conflict rooted in past betrayal, where her father depleted her college fund and subsequently never offered a genuine apology. This history creates a deep emotional barrier, making the current demand for repayment of a small loan feel deeply disproportionate and unfair in light of his substantial past financial and emotional harm.

Given the massive financial and emotional debt the father holds from past actions, is the daughter justified in refusing repayment of a small, recent loan to assert a boundary, or does adhering to the loan agreement remain necessary to maintain even a semblance of a functional, albeit strained, relationship?

Michael Lee

Michael is a tech enthusiast sharing insights on software development and gadgets.

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