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Fiance asked for a loan; but I want an agreement notarized.

by John Doe
October 18, 2025
in Personal Stories
Reading Time: 5 mins read
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She had built her life on independence and careful planning, surviving through a nest egg she had painstakingly preserved. When her fiancé, known for his reckless shopping habits, asked for a loan to settle his IRS debt, she felt a pang of distrust. Her request for a formal, notarized agreement wasn’t just about the money—it was about protecting the stability she fought so hard to maintain.

But her insistence on safeguards shattered the fragile trust between them, leaving her questioning the foundation of their relationship. In the quiet moments after the confrontation, she faced a deeper reckoning—was love enough to bridge the gap between financial caution and reckless desire? The sting of offense in his eyes forced her to confront not just the loan, but the future they were building together.

Fiance asked for a loan; but I want an agreement notarized.

My fiance (39m) asked me for a loan ($2.6k) to...

I pay all my bills (even while not working) and...

) and I don't feel comfortable lending him money, without...

AITAH for asking this? Edit: I did NOT expect my...

Thank you strangers for the brutal honesty I needed. Cheers!...

I have nothing coming into my account right now (my...

I mapped out an entire year and made sure I...

Imagine because of love, I give the loan; then something...

I wouldn't do it to anyone and this is MY...

A few comments really made an impact and have sent...

What do you think of this story?





REDDIT USERS WERE STUNNED – YOU WON’T BELIEVE SOME OF THESE REACTIONS.

lcihon40 And why can't he do a payment plan with...

Kiowa73 The IRS allows payment plans. Why doesn't he do...

Realistic_Head4279 NTA. This posting looks familiar.

Don't marry a guy who needs to rely on you...

He's no right to your money and his indignation that...

You're not married and in no way are you responsible...

Responsible_parrot If you can't trust your fiancée with 2 grand...

NoDanaOnlyZuuI Ideally, marriage means shared goals and shared finances.

But if you don't feel secure enough to trust him...

not just about the loan. You shouldn't have to protect...

JustKind2 It sounds like you've got some thinking to do...

an IRS debt, he can make payments. No need for...

6poundpuppy Ummmm....just say no. Clearly you two are not financially...

so rethink the *fiancé*part.

He knows you're not working and therefore not replenishing your...

Having a paper signed agreement means nothing if he refuses...

A paper like that has no real teeth and he...

Exciting-House9719 He owes money to the IRS?

They have a much greater ability to hold him accountable...

asafeplaceofrest Facing an IRS punishment should help with that lesson.:...

Material_Device2113 He doesn't sound like marriage material at all!: If...

you aren't going to get it back. He will start...

You can draw up paperwork to sign, get it notarized,...

There will be no repercussions for him. He should never...

Nothing causes problems between people more than money.

He will always be bad with money and repeatedly look...

Reading through the Reddit comments, it’s clear that many sympathize with the original poster’s cautious approach. Lending money, especially a significant sum, without any formal agreement can lead to complications and stress down the line. Given that the fiance has a history of poor money management and the lender is currently not working, the request for a notarized loan agreement seems reasonable to many readers as a way to protect both parties and maintain trust.

In my opinion, financial transparency and boundaries are crucial in any relationship, especially when it involves large sums of money. While it’s understandable that the fiance felt offended, a written agreement is a practical step to ensure accountability and prevent future misunderstandings. It might be a good opportunity for the couple to have an open conversation about finances and expectations before moving forward together.

John Doe

John is a seasoned writer with a passion for storytelling and technology.

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